Utopia Financial Services

Welcome

Welcome to Utopia Financial Services

Your first choice for friendly, impartial & professional mortgage and insurance advice.

Utopia Financial Services are an impartial mortgage and insurance brokerage specialising in providing individually tailored, professional financial advice for clients across Leicestershire, Nottinghamshire, Lincolnshire, Cambridgeshire, and nationwide.

As experienced mortgage and insurance brokers our aim is to offer you a simple, one-stop service to find the best possible product for your requirements.

About- Professional & Impartial

At Utopia Financial Services our objective is to provide unbiased and impartial advice for each and every client.

We are dedicated to creating a meaningful, long-term relationship with you, our client, which is why we’ll be there with you every step of the way.

We understand that each and every one of our clients is different - that's why our approach is tailored to your individual needs and requirements. We provide quality advice and a bespoke service to help you achieve the life and security you want for you and your family.

Friendly, professional advice you can trust - at a time and place that suits you.

Our aim is to take the stress out of what can be a complex and demanding process, providing a friendly, down to earth service which makes the whole process of obtaining a mortgage that little bit easier.

We are happy to meet with you at a day, time and location most convenient to you - whether that's at home, at work or somewhere else more suitable. Our expert advisors can do all of the shopping around you will need.

Mortgages, Protection, and Home Insurance

Our services cover a wide range of essential financial products, including:

Mortgages - First time buyers, Remortgages, Buy to Let, Help to Buy Schemes, Adverse credit mortgages and other house purchase loan types eg shared equity/ownership services.
Insurance - Buildings, Contents & Specialist Landlord Insurance
Protection Plans - Life insurance, Critical Illness cover, and Income Protection

We search the market for a product tailored to you.

Whether you need advice on a mortgage, insurance or a particular protection plan, at Utopia Financial Services we can prepare a custom recommendation that will suit your individual needs, circumstances and of course, budget. Above all, as impartial brokers we have the freedom to search the whole of the UK marketplace to find the policy, product or cover which perfectly suits your needs.

Typically, we charge a fee of £200, on receipt of an agreement in principle and a further £200 upon receipt of the mortgage offer, however the exact amount will depend on your circumstances and will not exceed £1000. The fees may be waived subject to the terms of the fee waiver agreement.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Your property may be repossessed if you do not keep up repayments on your mortgage. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

As with all insurance policies, conditions and exclusions will apply.

Utopia Financial Services Ltd is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

Registered Office: 22a Burton Street. Melton Mowbray, Leics, LE13 1AF.

Registered Company Number: 9983576. Registered in England & Wales.

Utopia Financial Services FCA Number 735134 Click on this link (fca.org.uk) for access to the FCA Register. "You are now leaving the website of Utopia Financial Services Ltd and we cannot be held responsible for the content of this external website."

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Calls may be recorded for training and monitoring.